Can a grandchild be a dependent on health insurance?

Can a grandchild be a dependent on health insurance?

No. The U.S. Department of Health and Human Services has defined the only eligibility requirement as the relationship of parent and child. Grandchildren and other dependent family members under the age of 26 are not eligible for coverage under your plan.

Does United Healthcare cover grandchildren?

Examples include covering dependents until the date they reach the age of 26 or expanding coverage to the last day of the year in which the child attains the age of 26. The PPACA provision for dependent coverage to age 26 does not extend to the grandchild (child of a dependent adult child).

Can I add my grandma to my health insurance?

According to, if you can count someone as a dependent on your taxes, they’re also a dependent on your health insurance plan. What’s more, you are required to provide health insurance for anyone whom you claim as a tax dependent.

What are the 4 levels of coverage offered under the Affordable Care Act?

Under the Affordable Care Act (ACA) health plans will be required to provide four levels of coverage: bronze, silver, gold and platinum. In the exchanges, participating plans must offer, at a minimum, one silver and one gold plan. Each plan in each level must cover the same set of essential health benefits.

Can I add my girlfriend’s child to my health insurance?

Yes, a stepchild is eligible to be a dependent on your health plan up to the age of 26 . If your coverage is an employer group plan that provides benefits to children, you will be given at least 30 days to enroll the new dependent. An eligible child can be a biological child, adopted child, stepchild or foster child.

What is a collateral dependent?

As defined in FAS 114, a loan is collateral dependent if repayment of the loan is expected to be provided solely by the underlying collateral.

What is an 80/20 insurance plan?

The 80/20 Rule generally requires insurance companies to spend at least 80% of the money they take in from premiums on health care costs and quality improvement activities. The other 20% can go to administrative, overhead, and marketing costs. The 80/20 rule is sometimes known as Medical Loss Ratio, or MLR.

What are coverage tiers?

Covered California health insurance plans — and all health plans in the individual and small-group markets — are sold in four levels of coverage: Bronze, Silver, Gold and Platinum.

Can I put my wife’s child on my insurance?

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